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Renters Insurance

The University does not cover damage to students' personal property. It is highly recommended that students insure their own personal property via renters insurance policy. It is important to confirm with your homeowners insurance carrier that student’s property (including computers and other electronics) will be fully covered for loss while housed outside of the family dwelling.

While the University does not recommend any one insurance company to deal with, we HIGHLY RECOMMEND that students living off campus obtain Renters Insurance.

Click here for more information.

What is it?

Similar to Homeowners Insurance, it provides Renters coverage for personal property loss or damage. It could also provide you with temporary housing and liability coverage. Insurers will often tailor Renters Insurance plans to the specific needs of the tenant.

What does it cover?
  • Clothing
  • Furniture
  • Television or entertainment system
  • Computer/laptop
  • iPod
  • Musical or sporting equipment
  • Jewelry
  • Liability coverage
  • Additional living expenses

Renters Insurance policies and prices differ with each insurance company. Make sure you discuss the terms of the insurance plan with your provider.

Why get Renter's Insurance?


Your landlord's policy does not cover any of your personal property. Without Renters Insurance, your personal property is not protected against loss or damage. Protect yourself from:

  • Fire or Lightning
  • Windstorm
  • Smoke
  • Vandalism or malicious mischief
  • Theft
  • Accidental discharge of water

 

How much does it cost?


Renters Insurance policies with a $50,000 property value limit can run from $100-$300 premiums per year. That's only $8.33-$25.00 per month! Where you rent determines how much you will pay for insurance. Contact any insurance company today to get a quote and to obtain this valuable resource.

Where can I get Renters Insurance?

Looking for more information about Renters Insurance? Please click here.

See www.stonybrook.edu/titleix for more information and/or to report an incident.